Realestate and Mortgage Humor




 

As A new real-estate agent, I had just been given my first beeper. Eager to show it off, I went to visit my mother. She was much impressed and jotted the number down in case she ever had to reach me. Then she invited me to dinner. While she finished preparing the meal, I went shopping. I was waiting in a checkout line when I got my first "beep." Feeling important, as everyone in line looked on, I pushed the beeper's call button to hear my mother's voice loud and clear: "Supper's ready!"


SOME time after our top salesman, a man by the name of Holme, handed in his resignation, he asked me if I had anyone in mind for his job. I told him I had decided on a young woman named House. At this he quipped, "Do you really think you can replace a Holme with just a House?"


WHEN the last of their three children was about to leave home, my parents decided to buy a smaller house. The real-estate sign went up. A week later, a second "For Sale" sign appeared two doors away. "Soon you'll have new families on either side of you," my mother remarked to the neighbour whose house was in the middle.  "We're thinking of putting up our own sign," she replied wistfully. "It would read: 'Was it something we said?' "


OWNER to a house hunter: "Yes, the kitchen is a bit small, but with a mortgage like this you won't do much cooking anyway."


WHEN A real-estate agency hadn't sold our house, we decided to do it ourselves. I placed ads in the local papers, spray painted a "For Sale" message on a sign board and posted it outside.

When my husband came home that evening, he told me, laughing, that my sign was the most truthful one he had ever seen. Confused, I rushed outside to take a look. In my haste I had printed - "For Sale by Ower."


THE dance we were going to was formal.  Elegantly dressed, I headed downstairs, picking up in passing a wastebasket that needed to be emptied and a mop that had to be put away.  The door bell rang. I answered it, still clutching mop and wastebasket.  The young man gave me a startled look.  "My wife and I were interested in buying a home in this neighbourhood," he began, "but if this is the way everyone dresses to clean house, I'm not sure we want to live here."


WHEN we put our house up for sale, I stressed emphatically that my sons make their beds each morning.  I left for work before they left for school, and I wanted to be sure that the house looked presentable when the agent showed it to prospective buyers.  I was surprised and impressed that my 15-year-old son's bed was made perfectly each day. One night when I went into his room, I discovered his secret he was fast asleep on the floor in his sleeping bag.


A FEW years ago we were desperately trying to sell our house, which was situated on a busy thorough fare. Our Real Estate agent decided to have open-house inspection nearly every day to promote the sale.  We instructed the children not to talk to anyone about the house.  One evening a man took our seven-year-old daughter aside and asked if our house had any secrets he should know.   Her first reaction was to smile and ignore his question.  But he became more persistent and, finally, she confessed there was one secret but she could not tell it to him.  "Now we're getting somewhere," he said.  "Tell me the secret. I promise I won't tell anyone."  Debbie looked him straight in the eye before blurting out, "We have monsters in our sewer."


MY FRIEND Marilyn, a real-estate agent, had difficulty getting a listing from a customer whose theory was that "there is no substitute for experience." After he asked her a third time how many years she had been in the business, she told him: "Sir, there is a little-known historical fact that Moses brought three tablets down from the mountain-two were the Ten Commandments and the other was my real-estate license!" She got the listing.


As PROPERTY manager of single-family residences, I was showing a unit to prospective tenants and asking the usual questions: "Professionally employed?" "We're a military family," the wife answered. "Children?" "Yes, nine and twelve," she told me proudly. "Animals?" "Oh, no," she said earnestly. "They're very well behaved."


DURING my first year in mortgage banking, I chose follow-up as my prime objective and made sure my clients knew it. On one case, a joint-venture construction loan that had required hours of preparation, I was eager to advise my client that I had finally received a letter of intent. I called his office only to be told that he had left for the day. Frustrated, I relaxed by sailboarding in the harbor near my home. As I sailed along on I noticed a large powerboat cruising nearby and was astonished to discover that the man at the helm was my client. I tacked close to the cruiser, and waved. Incredulous, he waved back and slowed the boat. "Just wanted to let you know I've received a letter of intent," I called out. The deal was sealed soon afterward. Attached to the client's agreement was this postscript: "When you say you follow up on a deal, you really mean it!"


It's purported to be a true exchange between the FHA & a lawyer:


A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down.

After sending the information to the FHA, he received the following reply (actual letter):

"Upon review of your letter adjoining your client's loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the
proposed collateral proper back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin."

 

Annoyed, the lawyer responded as follows (actual letter):


"Your letter regarding title in Case No. 189156 has been received. I note that you wish to have title extended further than the 194 years covered by the present application. I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased by the U.S. from France in 1803, the year of origin identified in our application.


For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into possession of Spain by Right of Discovery made in the year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of seeking a new route to India by the then reigning monarch, Isabella. The good queen, being a pious woman and careful about titles, almost as much as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to fund the Columbus expedition. Now the Pope, as I'm sure you know, is believed by some to be the emissary of Jesus Christ, the Son of God.  And God, it is commonly accepted, created this world.


Therefore, I believe it is safe to presume that He also made that part of the world called Louisiana.  He, therefore, would be the owner of origin. I hope you find His original claim to be satisfactory.  Now, may we have our damn loan?"


The Loan Officer who Died and Went to Heaven

A loan officer dies and goes to heaven. He's standing in front of St. Peter and presents himself. St. Peter checks his computer and calculates all the positives and negatives in the LO's life. All of a sudden St. Peter has a puzzled look on face. The LO asks what's happening, St. Peter says "This has never happened before. All your positives and negatives are equal. I'll tell you what I'm going to do. I'll open the gates to heaven and hell and you can take your pick." St. Peter opens the gates to heaven and the LO sees lush green rolling pastures, families, love, peace, serenity and all the things you would imagine in heaven. St. Peter says "What do you think?" The LO responds that it's very nice and is what he imagined heaven to be. St. Peter reminds him that this is for all eternity. The LO asks to check out the alternative. St. Peter then opens the gates to hell and the LO peers down and sees people partying, dancing, drinking, smoking cigars, going on boat cruises and generally having a wild time. St. Peter asks the LO what he thinks and the LO responds by saying "I'm a mortgage banker, we work hard and we play hard. This is how I spent a good part of my life and I like it!" St. Peter reminds the LO that this is for all eternity. The LO pauses for a moment and says "Yea I know, I just don't know how long I could keep this kind of thing going." St. Peter says "I'll tell what I'm going to do. Come back tomorrow after you've had a chance to think about it and tell me your choice."

The next day the LO comes back and St. Peter asks him what his decision is. The LO comments that he was really looking forward to the peace and tranquility of heaven, however, he was always the life of the party at all the mortgage events and really enjoys the action. He was going to choose hell. St. Peter said "OK, that's it." With that he opened the gates and started pushing the LO down to hell. The LO looked down and saw people chained to walls, screaming, torture, blood and all the horrible things you could imagine that would be in hell. The LO looks back at St. Peter and asks "What happened?" St. Peter cups his hands around his mouth and yells down to the LO:

"YOU SHOULD HAVE LOCKED IN YESTERDAY!!!"


Bill and Hillary Trying to Obtain a Home Loan
Mortgage Letter!